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Terms & Conditions

 
Terms & Conditions
Eri Investing — Operated by MAKELE FINANCIALS LTD.
Last Updated: January 4, 2026
Terms & Conditions
Welcome to Eri Investing, a financial education platform owned and operated by MAKELE FINANCIALS LTD.

 

Important Notice

By accessing or using any Eri Investing platform, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of our platforms.
These Terms apply to all Eri Investing platforms, including but not limited to:
  • The Eri Investing website (www.eriinvesting.com)
  • Our YouTube channel
  • Our Facebook pages and groups
  • Our TikTok account
  • Personal Facebook profile: Makele Haile (used for business, education, and community engagement)
  • Any other social media platforms, digital products, content, or online services operated under the Eri Investing brand.

1. Educational Purpose Only

All content published by Eri Investing, including but not limited to website materials, videos, social media posts, courses, live sessions, downloads, and communications, is provided for educational and informational purposes only.

Important: Nothing published by Eri Investing or MAKELE FINANCIALS LTD. constitutes financial, investment, insurance, tax, or legal advice.

2. No Advisor-Client Relationship

Your use of Eri Investing platforms does not create any advisor-client, broker-client, insurance-client, or fiduciary relationship.

Licensed financial services, if provided, are conducted separately through properly licensed channels and remain subject to regulatory compliance, disclosures, and suitability assessments.

3. Eligibility

You must be at least 18 years old to purchase products or services through our platforms, or have consent from a parent or legal guardian.

4. User Accounts

If you create an account on our website or related platforms, you agree to:

  • Provide accurate and current information

  • Maintain the security of your login credentials

  • Accept responsibility for all activity conducted under your account

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Pricing & Payments

  • All prices are listed in U.S. dollars (USD) unless otherwise stated.

  • Payments are processed securely through third-party payment providers.

  • Access to digital products, services, or courses is granted after successful payment confirmation.

  • Sharing accounts, login credentials, or paid content is strictly prohibited.

6. Refunds

All purchases are governed by our Refund Policy, published separately on our website.

By completing a purchase, you agree to the refund terms in effect at the time of purchase.

7. Intellectual Property

All content published by Eri Investing, including but not limited to:

  • Website content

  • YouTube videos

  • Social media posts

  • Graphics, logos, presentations

  • Worksheets, digital downloads, and course materials

is the intellectual property of Eri Investing and MAKELE FINANCIALS LTD.

You may not copy, reproduce, distribute, resell, record, modify, or share any content without prior written permission.

8. Prohibited Use

You agree not to:

  • Use our platforms for unlawful or fraudulent purposes

  • Post false, misleading, or harmful information

  • Attempt to hack, disrupt, or misuse our systems

  • Harass, threaten, or abuse other users

  • Impersonate Eri Investing, MAKELE FINANCIALS LTD., or its representatives

9. Third-Party Platforms

Our content may be distributed through third-party platforms such as YouTube, Facebook, TikTok, and others.

We are not responsible for the policies, services, outages, or practices of these platforms. Your use of those platforms is subject to their own terms and conditions.

10. Limitation of Liability

To the fullest extent permitted by law:

  • Eri Investing and MAKELE FINANCIALS LTD. shall not be liable for any direct or indirect losses resulting from the use of our platforms or content.

  • We do not guarantee financial results, income outcomes, or investment performance.

11. Disclaimer of Warranties

All content and services are provided “as is” and “as available.”

We make no warranties or representations regarding accuracy, reliability, or completeness of the information provided.

12. Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time.

Continued use of our platforms after changes are published constitutes acceptance of the updated Terms.

13. Governing Law

These Terms & Conditions are governed by the laws of Canada and the Province of British Columbia.

14. Contact Information

If you have questions regarding these Terms & Conditions, please contact:

Email
[email protected]

Website
www.eriinvesting.com

Legal Agreement

By accessing or using Eri Investing platforms, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.